Terms of Service

Last Updated: May 28, 2025

Please read these Terms of Service ("Terms") carefully before using the Mastering Interest Rate Derivatives website (the "Site") operated by TG Investments and Research, LLC ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site.

1. Use of the Site

1.1 Eligibility

You must be at least 18 years of age to use this Site. By using this Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

1.2 Prohibited Activities

You agree not to:

2. Intellectual Property

2.1 Site Content

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by us, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

2.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use. This license does not include:

2.3 Trademarks

The name "Mastering Interest Rate Derivatives," the term "IRDerivatives," and all related names, logos, product and service names, designs, and slogans are trademarks of ours or our affiliates or licensors. You may not use such marks without our prior written permission.

3. Course Enrollment and Payments

3.1 Course Access

When you enroll in our course, you gain access to the course materials according to the enrollment option you select. Course access may be limited by time or other factors as specified in the course description.

3.2 Payment Terms

All prices are in US dollars unless otherwise specified. You agree to pay all charges at the prices then in effect for your purchases. You authorize us to charge your chosen payment provider for any such purchases. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

3.3 Refund Policy

Our refund policy is as stated on the Site. Generally, we offer a 30-day money-back guarantee for our course through Udemy. To request a refund, please follow the instructions on Udemy which are straight forward and simple to use.

4. User Content

4.1 Submission of Content

If you submit any content to our Site (such as comments, reviews, or feedback), you grant us a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

4.2 Content Standards

You agree that any content you submit will not:

5. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, SERVICES, AND PRODUCTS INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

6. Limitation of Liability

IN NO EVENT WILL WE, OUR AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

7. Indemnification

You agree to defend, indemnify, and hold harmless us, our affiliates, licensors, and service providers, and our and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

8. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of the United States, without giving effect to any choice or conflict of law provisions.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

9. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

10. Termination

We may terminate or suspend your access to all or part of the Site, without notice, for any conduct that we, in our sole discretion, believe is in violation of any applicable law or is harmful to the interests of another user, a third-party, or us.

11. Legal Disclaimer

EDUCATIONAL CONTENT ONLY: This course is provided for educational and informational purposes only and does not constitute financial advice. The instructor is not a licensed Financial and Operations Principal (FNOP) or registered with any regulatory authority.

NOT INVESTMENT ADVICE: Nothing in this course should be construed as investment advice, a recommendation to buy or sell any security, or an endorsement of any trading strategy. All examples, scenarios, and case studies are purely illustrative.

NO GUARANTEE OF RESULTS: Past performance is not indicative of future results. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed in this course.

CONSULT PROFESSIONALS: Before engaging in any trading or investment activity, you should consult with licensed financial advisors, brokers, or other professionals registered with appropriate regulatory authorities in your jurisdiction.

RISK DISCLOSURE: Trading derivatives involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is appropriate for you in light of your experience, objectives, financial resources, and other relevant circumstances.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Email: mastering_derivatives@tglauner.com

These Terms of Service were last updated on May 28, 2025.

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